PRIVACY POLICY
Last Updated: 03/24/17

Privacy Policy Overview
At MBK HOMES LLC ("MBK Homes," "us" or "we"), your privacy is important to us. MBK Homes respects your privacy and is committed to protecting it through our compliance with this Privacy Policy ("Policy"). This Policy describes the practices that we have adopted and the types of information we may collect from you or that you may provide when you visit the website http://mbkhomes.com/home/ (the "Website"), and our practices for collecting, using, maintaining, protecting, and disclosing that information.

In this Policy, "personal information" means any information by which you can be identified or contacted, such as your name (first and last), home, billing or other physical address, email address, telephone number, billing information, etc., as well as any information associated with the foregoing.

Please review this Policy carefully to understand our policies and practices regarding your information and how we will treat it. If you do not agree with the terms of this Policy or other Terms of Use posted on the Website, which are expressly incorporated herein by reference and made a part of this Policy, you should discontinue your use of the Website immediately. Each time you access, use, or browse the Website, you signify your acceptance of this Policy. Your continued use of the Website after we make changes is deemed to be acceptance of those changes. We encourage you to periodically check back and review our policies and practices so that you will always know what information we collect, how we use it, and with whom we share it.

U.S. Governing Law
The Website is designed for and targets U.S. audiences, and is governed by and operated in accordance with the laws of the State of California, without regard to principles of conflicts of law and, as applicable, the laws of the United States of America. We make no representation that the Website is operated in accordance with the laws or regulations of, or governed by, other nations, and we do not warrant or imply that the Website or the content/materials on the Website are appropriate for use outside of the United States. By using the Website or participating in the Website activities, you certify that you meet the age and other eligibility requirements for the Website as set forth in the Terms of Use . If you do not meet such age and other eligibility requirements, please discontinue using the Website immediately, as your continued use of the Website indicates that you are agreeing to the collection, use, disclosure, management and storage of your information as described in this Policy.

If you are located outside of the United States, you use the Website at your own risk and initiative, and you are solely responsible for compliance with any applicable local and national laws, including, without limitation, all applicable laws, rules and regulations regarding the transmission of data exported from the United States or the country in which you reside. By using the Website, participating in any Website activities and/or providing us with any information, you: (a) consent to the transfer and processing of any information to and in the U.S., (b) acknowledge that U.S. law may provide a lower standard of protection for personal data than the laws of your location, and (c) understand that we will collect, transfer, store, process and/or deal with your information in accordance with this Policy and U.S. law. Consequently, to the fullest extent permitted by law, you hereby waive any claims relating to the processing of your information in accordance with this Policy that may arise under the laws and regulations that apply to you in any other country or jurisdiction.

Persons Under the Age of 18
Because of the nature of our business, our products and services are directed to persons 18 years of age or older. The Website is not intended for persons under 18 years of age. We do not knowingly collect personal information from persons under 18. If you are under 18 years of age, you may visit, browse and use the information on the Website, but you may not submit any personal information to the Website, including your name, address, telephone number or email address, and you represent and warrant that you have the permission of your parent or legal guardian to use the Website, who agrees to this Policy and the Terms of Use on your behalf. If we learn we have collected or received personal information from a child under 13 without verification of parental consent, we will delete that information. If you are a parent or legal guardian and believe that we may have inadvertently collected personal information from your child, please notify us immediately by sending an email, including the specific section of the Website to which your request pertains, at mbkhomes@mbk.com.

Information We Collect About You and How We Collect It
User-Provided Information: You may be required to provide personal information to access or use certain parts of the Website, or features of the Website or services, including, without limitation, when you join the Registry or the Insider's Club, request information about us, a specific development, or service, subscribe to a newsletter or email list, fill out a form, participate in any of our programs, special events or promotions such as contests, sweepstakes or surveys, contact us with a comment, testimonial, question or complaint, etc. If you do not provide the requested personal information, you may not be able to participate, access or use certain features of the Website or service where such information is requested.

Depending upon the nature of the transaction, the personal information collected may include your first and last name, billing, mailing, physical address, telephone number, email address, fax number, gender, occupation, birthday, marital status, spouse/partner's name and contact information, interests, current housing situation, or other demographic information. Other information may be identified as optional, and you may choose whether or not to provide it. The use of any of these online forms is voluntary.

Emails and Social Media Sites
If you correspond with us by email, mail or via social media, we may retain the content of your communication or social media posting, the email or social media account address from which it is sent, and our response. In addition, where we have sent an email to you, we may receive confirmation that you have opened it. Content and other information in or related to emails sent by you to MBK Homes or postings on any of our social media platforms, such as, but not limited to, Facebook, Instagram and Twitter may be used as testimonials or for other marketing purposes in accordance with the Terms of Use . Please be aware that when you receive a receipt acknowledging your email, upload to one of our social media accounts, or submission of an order or application form, it means that the message, uploaded item, or form has been routed into the Internet, and not that it has been received by us. We collect information automatically using technology when you visit the Website or social media pages or when you open one of our emails as described in this Policy.

Third Parties:
We may also collect personal information about you from other third parties, such as demographic firms, our agents, vendors and service providers, and from publicly available sources, to make our future services and marketing efforts more efficient and personalized for you. We may combine all information that you provide to us or we collect over time with information obtained from other sources and may disclose this information within our corporate family of companies or our service providers.

Cookies Information
When you visit the Website, we may send one or more cookies – a small text file containing a string of alphanumeric characters – to your computer that uniquely identifies your browser. Cookies help the Website to remember information about your visit, like your preferred language and other settings that can make your next visit easier and the Website more useful to you. A cookie does not collect personal information about you; however, once you choose to furnish personal information, this information may be linked to the data stored in the cookie. When you access the Website, we look to the cookie to fill out some fields you would otherwise have to re-enter (but not passwords or any financial information) and customize the Website to be more relevant to you. We use both session cookies and persistent cookies. A persistent cookie remains on your hard drive after you close your browser. Persistent cookies may be used by your browser on subsequent visits to the Website and can be removed by following your web browser's directions. A session cookie is temporary and disappears after you close your browser. You can reset your web browser to refuse all cookies or to indicate when a cookie is being sent. You may delete and/or decline our cookies by selecting the appropriate settings on your browser, however, some parts of the Website may not work properly if you do so and this may affect your ability to use the full functionality of the Website.

Google Analytics
We use a tool called "Google Analytics," a web analytics service provided by Google, Inc. ("Google") to collect information about use of the Website. Google Analytics collects information such as how often users visit the Website, what pages are visited, and what other sites were visited prior to coming to the Website. The Website may use certain features of Google Analytics, including: (a) "Demographics and Interest Reporting" to analyze information regarding the interests and demographics of users of the Website, and such non-personal information is used in the same manner as we use other non-personal information as described in this Policy; (b) "Remarketing with Google Analytics" to place ads on other sites directed to people who have visited the Website; and (c) "Google Display Network Impression Reporting" to report how people's interactions with our ads relate to their visits to the Website. We use the information we get from Google Analytics to improve the Website. Google Analytics collects only the IP address assigned to you on the date you visit this Website, rather than your name or other identifying information. We do not combine the information collected through the use of Google Analytics with personally identifiable information. Although Google Analytics plants a permanent cookie on your web browser to identify you as a unique user the next time you visit this Website, the cookie cannot be used by anyone but Google. Google's ability to use and share information collected by Google Analytics about your visits to this Website is restricted by the Google Analytics Terms of Use and the Google Privacy Policy. You can prevent Google Analytics from recognizing you on return visits to this Website by disabling cookies on your browser, however, please note that if you do this you may not be able to use the full functionality of this Website. You can opt-out of Google Analytics for Display Advertising and customize Google Display Network ads by changing the ad settings at https://support.google.com/ads/answer/2662856. You also can opt-out from being tracked by Google Analytics in the future by downloading and installing Google Analytics Opt-out Browser Add-on for your current web browser at https://tools.google.com/dlpage/gaoptout/.

Log File Information
Log file information is automatically reported by your browser each time you access a web page. When you register with or view the Website, our servers automatically record certain information that your web browser sends whenever you visit any website. These server logs may include information such as your web request, Internet Protocol ("IP") addresses or other device identifiers, browser information, Internet Service Provider ("ISP"), operating system, location, date/time stamp, clickstream data, referring/exit pages and URLs, domain names, landing pages, pages viewed, and other such information.

Clear Gifs Information
When you use the Website or services, we may employ clear gifs (a.k.a. Web Beacons) which are used to track the online usage patterns of our users anonymously. No personal information from your account is collected using these clear gifs. In addition, we may also use clear gifs in HTML-based emails sent to our users to track which emails are opened by recipients. The information is used to enable more accurate reporting, improve the effectiveness of our marketing, and make this Website better for our users.

How We Use Your Information
We use information that we collect about you or that you provide to us, including any personal information:
• To provide products, services or other opportunities to you.
• To contact you (via email, postal mail, or telephone) regarding products and services that we believe may be of interest to you.
• To operate, maintain, and provide to you the best possible features, services, products, functionality of the Website and its contents, and overall customer experience.
• To provide you with information, products, or services that you request from us.
• To improve our marketing and promotional efforts.
• To statistically analyze Website usage and learn about the interests, preferences, demographics and behaviors of our visitors in aggregate (e.g., across the country) and also on a personal level to better understand your interests and needs, so we can identify your product and service preferences, improve our content and product offerings, customize the Website's content, layout and services, and deliver to you the type of content, features, services, products and promotions that you are most interested in.
• To process registration requests when you register for our programs or services, or otherwise administer your participation in our programs or services.
• To respond to your questions, requests, comments or complaints and determine your satisfaction with our programs, products and services.
• To carry out our obligations and enforce our rights arising from any contracts entered into between you and us, including for billing and collection.
• To notify you about changes to the Website or any products or services we offer or provide through it.
• To compare and review your personal information for errors, omissions and accuracy.
• To prevent, detect or investigate any fraudulent, abusive or illegal act.
• To allow you to participate in interactive features on the Website.
• To administer a promotion, contest, sweepstakes, survey or other Website feature.
• To send you marketing communications and other information and materials you have chosen to receive regarding our products, services, marketing or special events.
• In any other way we may describe when you provide the information.
• For any other purpose with your consent.

We also use your personal information for our everyday business purposes such as security, analytics, operations, fraud detection and prevention, reporting, making back-ups, troubleshooting, dispute resolution and legal compliance. MBK Homes may develop special sites or administer promotions in cooperation with other companies. If you register at these "co-branded" sites or consent to receive email communications from our promotional partners, we may share your registration information (such as name and email address) with those companies.

We use cookies, clear gifs, and log file information to: (a) remember information so that you will not have to re-enter it during your visit or the next time you visit the Website; (b) provide custom, personalized content and information; (c) monitor the effectiveness of the Website and services; (d) monitor aggregate metrics such as the total number of visitors and traffic; (e) diagnose or fix technology problems reported by our users or engineers that are associated with the IP addresses controlled by a specific web company or ISP; and (f) help you efficiently access information.

User Content
Any personal information or content you voluntarily disclose for posting to the Website (for instance, any content you post) (referred to herein as "User Content") becomes available to the public via the Website and our business partners. User Content includes, but is not limited to, testimonials, reviews, comments, photos, videos, etc. If you remove User Content, copies may remain viewable in cached and archived pages or if other users have copied or stored your User Content.

MBK Homes reserves the right, but has no obligation, to monitor the User Content you post on the Website. MBK Homes has the right to remove any such information or material for any reason or no reason including, without limitation, if in its sole opinion, such information or material violates, or may violate, any applicable law or the Terms of Use, or to protect or defend MBK Homes' rights or property or those of any third party. MBK Homes also reserves the right to remove information upon the request of any third party.

MBK Homes may use certain information about you and/or your User Content without identifying you as an individual to third parties. We do this for purposes such as analyzing how the Website is used, diagnosing service or technical problems, maintaining security, and personalizing advertisements and promotions.

How We Share Your Information
Personally Identifiable Information: In certain circumstances, we may share your personal information with our trusted partners.

• Third Party Service Providers: We may disclose potentially personally-identifying and personally-identifying information to our employees, contractors (including website operators), affiliated organizations, agents, vendors, service providers, distributors, promotional partners and other third parties that provide support services to us such as webhosting, web analytics (including analysis of online activity over time and across websites), mailing, emailing, etc., or marketing our products and services, administering our programs and operations, fulfilling your requests, administering promotions, or processing any other information on our behalf to provide services available at the Website. We may reveal personal information about you to such third parties for their independent use, including, without limitation, if: (1) you request or authorize it; and (2) the information is provided to help promote or otherwise market a service or product to you or complete a transaction for you. We may also gather aggregated data about you and disclose the results of such aggregated (but not personally identifiable) information to third parties for marketing, promotional or other purposes. We may store personal information in locations outside the direct control of MBK Homes (for instance, on servers or databases co-located with hosting providers). These service providers only receive personal information if such information is needed to perform their function(s) and they are not authorized to use any personal information for any purpose(s) other than the purpose(s) set forth by MBK Homes.

• Special Events, Promotions and Partnerships with Third Parties: From time to time, we may join with third parties to provide specific services or products, special events or promotions (such as surveys, contests or sweepstakes). If you choose to sign up for such services, order these products, or participate in a special event or promotion, MBK Homes may share your personal information with third party partners. We will share only the information that is necessary for the third parties to provide these services or products or otherwise participate in or administer the applicable event.

• Compliance with Law and Fraud Protection: We may, and you authorize us to, use and disclose any information: (1) we deem necessary, in our sole discretion, to comply with any applicable law, regulation, governmental request or legal process served on us or our affiliates; (2) to investigate, prevent or take action regarding suspected or actual illegal activities; (3) to enforce the Terms of Use, take precautions against liability, investigate and defend ourselves against any third party claims or allegations, assist government enforcement agencies, or protect the security or integrity of the Website; (4) to exercise or protect the rights, property, or personal safety of MBK Homes, our users or others; (5) to other companies and organizations for credit fraud protection and risk reduction; and (6) to enforce any agreement we have with you.

• Business Transfer: As we develop our business, we may buy, sell or transfer assets or business offerings. User, email, and visitor information is generally one of the transferred business assets in these types of transactions. We may also transfer such information in the course of corporate divestitures, mergers, or dissolution.

We fully cooperate with law enforcement agencies in identifying those who use the Website or services for illegal activities. We reserve the right to report to law enforcement agencies any activities that we in good faith believe to be unlawful, as determined in our sole discretion. Release of your personal information for security purposes, as described in this Policy to any person or entity under any circumstances, including, without limitation, in connection with any government investigation or litigation, shall be based on a determination made solely by us, exercising our own discretion, permission for which is expressly granted by you to us in accordance with this Policy. Non-Personally Identifiable Information: We may share non-personally identifiable information (such as anonymous usage data, referring/exit pages and URLs, platform types, number of clicks, etc.) with interested third parties to help them understand the usage patterns for certain services.

MBK Homes may allow other companies, called third party ad servers or ad networks, to serve advertisements on the Website. These third party ad servers or ad networks use technology to directly send to your browser the advertisements and links that appear on the Website. They automatically receive your IP address when this happens. They may also use other technologies (such as cookies, JavaScript, or Web Beacons) to measure the effectiveness of their advertisements and to personalize the advertising content.

MBK Homes does not provide any personally identifiable information to these third party ad servers or ad networks without your consent. However, please note that if an advertiser asks MBK Homes to show an advertisement to a certain audience and you respond to that advertisement, the advertiser or ad server may conclude that you fit the description of the audience they are trying to reach.

You should consult the respective privacy policies of these third party ad servers or ad networks. This Policy does not apply to, and we cannot control the activities of, such advertisers.

How We Protect Your Information
MBK Homes uses commercially reasonable physical, electronic, managerial, and technical safeguards to preserve the integrity and security of your personal information consistent with industry standards. For example, we use encryption, passwords, and physical security measures to help protect your personal information against unauthorized access and disclosure. The security of your personal information is important to us, but please remember that no method of transmission over the Internet or method of electronic storage is 100% secure. While we strive to use commercially reasonable means to protect your personal information, we cannot ensure or warrant the absolute security of any information you transmit to MBK Homes or the Website, and you do so at your own risk. Once we receive your transmission of information, MBK Homes makes commercially reasonable efforts to ensure the security of our systems. However, please note that this is not a guarantee that such information may not be accessed, disclosed, altered, or destroyed by breach of any of our physical, technical, or managerial safeguards. While we strive to protect your personal information and privacy, we cannot guarantee the security of any information you disclose online. We are not responsible for the acts and omissions of any third parties.

Compromise of Personal Information
In the event that personal information is compromised as a result of a breach of security, MBK Homes will promptly notify those persons whose personal information has been compromised, in accordance with the notification procedures set forth in this Policy, or as otherwise required by applicable law.

Links to Other Websites and Social Media
We are not responsible for the practices employed by websites linked to or from the Website nor the information or content contained therein, and we make no warranty, either express or implied, concerning the content of any such site, including the accuracy, completeness, reliability, or suitability thereof for any particular purpose, nor do we warrant that any such site or content is free from any claims of copyright, trademark, or other infringement of the rights of third parties, or that any such site or content is devoid of viruses or other contamination. MBK Homes may provide links to other websites to you solely as a convenience, and the inclusion of linked sites does not imply endorsement by MBK Homes of any of the linked sites. Please remember that when you use a link to go from the Website to another website, our Policy is no longer in effect. Your browsing and interaction on any other website, including those that have a link on the Website, is subject to that website's own rules and policies. Please read over those rules and policies before proceeding. We do not ensure the security of your personal information if you visit websites not belonging to MBK Homes. We further reserve the right to terminate a link to a third party site at any time. This Policy only addresses our use and disclosure of your personal information. We are not responsible for the privacy practices of any third parties or the content of linked websites, although we encourage you to read any applicable privacy policies of such parties or websites.

The Website may contain links to or integrations with other sites such as Facebook, Twitter, Pinterest, Facebook and Instagram. The privacy protections provided on these third party social media platforms and sites are not part of our Policy and may differ from the privacy protections described in this Policy. If you upload content related to MBK Homes or our products on third party social media platforms or sites that share information with the general public, user community, and/or other third party sites, it may be used or shared by us on the Website or our social media platforms to promote our MBK Homes products and services. Consequently, you should review the privacy policies of these third party sites before using them and ensure that you understand how your content may be used.

Notification Procedures
It is our policy to provide notifications, whether such notifications are required by law or are for marketing or other business related purposes, to you via email notice, written or hard copy notice, or through conspicuous posting of such notice on the Website page, as determined by MBK Homes in its sole discretion. We reserve the right to determine the form and means of providing notifications to you, provided that you may opt out of certain means of notification as described in this Policy.

Your Choices, Opting-Out and Reviewing or Making Changes to Your Information
By providing MBK Homes your email address, you consent to our use of your email address to send you Website and service related notices, including any notices required by law, in lieu of communication by postal mail. We may also use your email address to send you other messages, including, but not limited to, newsletters, payment information, account status, legal updates, changes to features of the Website or services, product updates, special offers or promotions, or other account information.

If you do not want to receive such email messages, you may opt out by following the unsubscribe instructions in any of our promotional emails. Please note that such requests may take up to ten (10) days to become effective. Opting out may prevent you from receiving email messages regarding updates, improvements, promotions or offers. You may not opt out of receiving communications regarding your purchases, transactions, certain dealings with the Website or technical information about the Website. Opting out does not affect our communications with you via telephone or email related to any orders with us nor does it affect our use of your non-personally identifiable information as described in this Policy.

To the extent you are receiving SMS Messaging from MBK Homes, you may opt out by replying to any message we send you with the word "STOP" or by contacting us using the contact information listed below. To the extent you receive notifications from any of our applications, you may opt out of receiving push notifications on your mobile device through your account and device settings.

You can ask to review, update or make changes to the personal information we maintain about you at any time by sending a written request to the postal or email address set out below, or by following the instructions in any promotional email you receive from us. We may take a reasonable period of time to respond. If you request the deactivation or change of information on our system, such information may be retained in our backup systems for a period of time subject to technology restrictions, or as a precaution against systems failures. Some information may be retained for longer periods as required by law, contract or auditing requirements or as otherwise described in this Policy.

Changes to Our Privacy Policy
As our business changes from time to time, this Policy and the Terms of Use are subject to change at any time. It is our policy to post any changes we make to our Policy on this page. We reserve the right to amend the this Policy and the Terms of Use at any time, for any reason, without notice to you, other than the posting of the amended Policy and/or Terms of Use to the Website and updating the respective dates of the Terms of Use and this Policy which are identified at the top of the page. You are responsible for ensuring we have an up-to-date active and deliverable email address for you, and for periodically visiting the Website and this Policy to check for any changes.

IMPORTANT INFORMATION FOR CALIFORNIA RESIDENTS
Notice of Privacy Rights of California Residents
If you are a California resident, please refer to the Notice of Privacy Rights of California Residents.

California Do Not Track Disclosures
California Business & Professions Code Section 22575(b) (as amended effective January 1, 2014) provides that California residents are entitled to know how a website operator responds to "Do Not Track" (DNT) browser settings. DNT is a feature offered by some browsers which, when enabled, sends a signal to websites to request that your browsing is not tracked, such as by third party ad networks, social networks and analytic companies. We do not currently take actions to respond to DNT signals because a uniform technological standard has not yet been developed. We continue to review new technologies and may adopt a DNT standard once one is created. For information about DNT, please visit: www.allaboutdnt.org.

Questions Regarding this Privacy Policy
If you have any questions about our Policy, the practices of this Website, your dealings with the Website, or wish to update us with your preferences or remove or modify your stored information, you may contact us using one of the following methods:
• Email: mbkhomes@mbk.com
• Send mail to: 4 Park Plaza, Suite 1000, Irvine, CA, 92614